Aditya Birla Housing Finance home loans can be avail at affordable interest rates 9.00% to 12.50% P.A. With a process fee of up to 1% of the loan amount. You can get a loan amount from 75% to 90% of property value for a loan payment period of up to 30 years. Floating Rate No Pre -Payment Charge for Home Loan.
Home is special place in our lives. We create a memories. Every knock and corners give shelter stories that make our home unique. So each of us deserves a home that reflects our dre AMS and our ambitions. For us and for our loved ones.
So home finance, this is an important step towards realizing the dream. Our team will work with you to customize a solution that is right for you. Whether it buys a new home, home expansion, home improvement, home construction or land plot before building your home.
Interest Rate
| Interest Rate | Salaried – 9.00% to 9.75% p.aSelf-employed – 9.00% to 12.50% p.a |
| Loan Amount | Minimum – NAMaximum – Up to 90% of property cost |
| Processing Fees | Up to 1% |
| Penal Interest Rate | 2% per month (24% p.a.) |
| Prepayment | NIL |
| Max Tenure | 30 Years |
| Rate Package available | Floating/Fixed/Variable |
Aditya Birla Housing Finance Home Loan Interest Rates 2023
| Aditya Birla Home Loan Scheme | Applicable Interest Rate |
| Home Loans | Salaried persons: 9% to 9.75% Self-employed persons: 9% to 12.50% |
| Loan Against Property | 10.75% to 16.00% |
| Lease Rental Discounting | Starting from 11% |
Aditya Birla Housing Finance Limited is one of the most famous housing finance companies in the country. It offers numerous credit options that meet the different needs of the customers. The company offers financing offers fur such as home extension loans, home financing loans, plots and construction loans in many others.
Features and Benefits of the loan
- The company offers competitive interest rates.
- The loan tenure extends
- Individuals do not have to pay any pre-payment charges for floating rate home loans.
- Customers can also choose to transfer the balance amount.
- ABHF also offers quick and transparent loan processing.
- The company offers door step services.
Eligibility of Aditya Birla Housing Finance home loan
- An applicant must be at least 21 years old to apply for a home loan offered by this lender.
- The maximum age of eligibility for this loan is 60 years for salaried applicants and 70 years for self-employed applicants.
- Property Value
| Property Value | Financing Amount |
| Up to Rs.30 lakh | 90% |
| Rs.30 lakh to Rs.75 lakh | 80% |
| Over Rs.75 lakh | 75% |
Documents require for Aditya Birla Housing Finance Home Loan
| Identity Proof | -Passport-Voter ID-Driving License-Aadhar Card-PAN Card |
| Proof of Income | -Last 3 months Salary Slips-Form 16 |
| Bank Statement | Last 6 months Bank Statement |
| Proof of other income | Receipts or documents of income like rental receipts |
| Property documents | A copy of title documents and approved sanction plan |
Type of Aditya Birla Home Loan
- Home Loan
- Home extension Loan
- Home improvement loan
- Plot and home construction loan
- Home construction loan
